Mortgage Services

Buying a Home

(First Home Buyers and Repeat Home Buyers)

When you’re thinking of buying a home, it’s definitely worthwhile talking to a mortgage professional. Riverside Mortgage Professionals can help you understand how much mortgage you can manage, and to explore both traditional and innovative mortgage options that suit your exact needs. We work with First Time Buyers and Repeat Buyers.

Renewing Your Mortgage

When Renewing Your Mortgage, it’s most likely that your current lending institution will offer you rates that are higher than the rates available in the current marketplace today. As a current mortgage holder you are in a strong bargaining position.  By working closely with a representative from Riverside Mortgage Group you can obtain a rate and product that suits your current situation and will help achieve your future goals.

Refinancing Your Mortgage

Refinancing, whether it be a relatively straight forward refinance of your existing mortgage balance, or utilizing your Home Equity for investment purposes, is a strategic financial decision. We will work with you to help lower your monthly payments, consolidate debt, renovate your home or buy revenue generating investment properties.

Mortgages for the Self-Employed

At Riverside Mortgage Group we understand business owners because we’re business owners as well. We partner with a long list of lenders that have a variety of excellent mortgage options for self-employed Canadians.  Our simplified mortgage financing and refinancing process is designed to meet your unique needs.

Construction Financing

Construction financing is more complex than regular financing and not all banks and lending institutions offer this type of mortgage.  It is important to talk to a Mortgage Professional that understands the process from beginning to end.  Riverside Mortgage Group specializes in construction mortgages and can help you avoid common problems and costly mistakes often associated with this type of financing.

Investment Properties

Buying investment properties can be an effective way to build net worth and generate positive cash flow over time.  Our team of professionals have worked with an endless number of clients to help them build their real estate investment portfolio from one unit to, in some cases, more than 20 units across Canada.  As specialists in the property investment arena, we have firsthand experience and knowledge to help you build your assets and cash flow for retirement.

Commercial Financing

The commercial financing industry is an ever changing field. Most businesses today do not have the time to keep themselves abreast of all the commercial finance sources and products available in the market. Riverside Mortgage Group’s ultimate goal is to contribute to the success of our clients by evaluating the financial position of their business, large or small, new or established, to determine what commercial finance products are available to them.

We have an extensive network of lending institutions and partners for a full range of commercial finance products that enable us to help EVERY business. Whether it’s a new acquisition or restructuring of existing debt, Riverside Mortgage Group’s commercial specialist can evaluate your current finances and develop unique solutions to achieve your business goals.

Private Financing

We have access to an endless number of reputable private financing companies in the Vancouver Lower Mainland and throughout BC.  If you’re unable to secure financing through a traditional Bank or Credit Union because of the type of property, location of the property, income verification or bad credit, there is most likely a private lender interested in helping you.  Typically the lender will charge nominal fees and the interest will be higher based on the amount of perceived risk.

Credit Repair

Bad credit affects your credit rating/score and your ability to get financing. The impact of bad credit can range from not getting the loan or credit card to having to pay interest rates well in excess of what you would see if you had good credit. We can show you the steps to take to help repair your credit and get you back on your feet.